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Disclosures & Agreements

Transparency You Can Trust

At Helios Trust Bank, we believe in open, honest, and transparent communication. To help you make informed financial decisions, we provide clear disclosures and agreements that outline the terms, conditions, and responsibilities associated with our products and services.

Account Disclosures

  • Checking Account Agreement & Disclosures

  • Savings Account Agreement & Disclosures

  • Certificates of Deposit (CD) Terms & Conditions

  • Debit & Credit Cardholder Agreements

👉 [View Account Disclosures]


Loan & Credit Disclosures

  • Consumer Loan Agreement

  • Mortgage Loan Terms & Disclosures

  • Business Loan Agreement

  • Credit Card Interest & Fee Disclosures

👉 [View Loan & Credit Disclosures]

Digital Banking Agreements

  • Online Banking Terms & Conditions

  • Mobile Banking Agreement

  • Bill Pay Service Agreement

  • Electronic Communications Disclosure

👉 [View Digital Banking Agreements]


Privacy & Security

  • Privacy Policy

  • Data Protection & Information Security Statement

  • Cookies & Tracking Policy

👉 [View Privacy & Security Disclosures]


Why Disclosures Matter

  • Ensure you fully understand the features and risks of each product.

  • Provide clarity on your rights and responsibilities as a customer.

  • Promote fair, transparent, and ethical banking practices.

  • Comply with U.S. banking regulations and consumer protection laws.


Access & Assistance

You may download, review, and print these documents for your records. If you have questions or need further clarification, our representatives are here to help.

📧 [email protected] | ☎️ +1 548-457-9847

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Head Office: W 153rd St, New York, NY 10039
Tax Identification Number: 39-4000137
Phone: ‪+1 (548) 457-9847

With robust data protection, personalized service, and a commitment to transparency, Helios Trust Bank is more than just a bank — we’re a financial partner you can rely on.

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Why Choose Us

Why Trust Helios Trust Bank For Your Payments?

When it comes to your payments, Helios Trust Bank ensures speed, security, and reliability—here’s why you can count on us:

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Secure Transactions

Advanced encryption and continuous monitoring keep your payments safe.

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Fast & Reliable

Enjoy quick processing for domestic and international payments.

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Transparent Fees

No hidden charges; you always know the cost of every transaction.

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Global Reach

Send and receive money worldwide with confidence and ease.

EIN ID: 39-4000137

Copyright © 2025 Helios Trust Bank LLC.  All Rights Reserved.